Wednesday, June 19, 2024

Mortgages in Spain

Mortgages in Spain


When buying a property in Spain it is important that you use an experienced, fully independant mortgage specialist, to ensure that you are getting both a professional service and access to the best deals available. Mortgages are now as difficult to obtain in Spain as they are in UK. It is in your own interest to pre qualify for finance before you start to search for property to avoid disappointment and possible cost. Prequalifying with a lender will put you in the best possible position to move quickly when you find the right property at the right price, putting you ahead of competition and giving you the pick of the bargains. We work with leading banks and lending institutions directly and can provide up to 80% finance on selected properties . Contact us today and we will guide you through the pre qualification process with absolutely no obligation or cost.

To apply for a mortgage in Spain, the following is required:

  • Copy of passports
  • Last three pay slips
  • P60
  • If self-employed you will require two years accounts or tax returns
  • If retired, the bank will require your pension details
  • Credit report from Experian or Equifax

Maximum age for a mortgage in Spain is 75 to 80 years.

Maximum years of mortgage up to 30 years.

JMT Spanish Properties will help you throughout the whole process to make sure everything runs smoothly.

JMT Spanish Properties for more than just mortgages!

JMT doesn't just source the best possible mortgage deal. We liaise with other carefully selected professionals, such as the best lawyers, insurance agents and currency exchange firms, so that you don't have to. Plus, we can put you in touch with the specialists you need, saving you valuable time and unnecessary worry.So you'll have expert support every step of your overseas property purchase. Yet another reason to choose us!

UK mortgages for Spain

For purchases who prefer to borrow in the UK, JMT works closely with a long established firm of independent financial advisors, Jonathan Smith and Partners. Jonathan can arrange equity release from your UK home, making it much easier to own your dream home in the sun.

contact us

at our UK office

+44 (0)23 8076 6479


sale add

Contact us to sell your property in Spain!

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Spanish Bank


JMT have been retained by major Spanish Banks to sell their Repossession properties.

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